Personal Loans

Real Estate Loans
A Mortgage as Comfortable as Your Home Mortgages are one more way Iowa Falls State Bank keeps it local and user-friendly for you. Our hometown approval process means your needs are what matter and that we’re here for you. Our rates are competitive and our closing fees are low. You’ll know your pricing up front. Plus we keep the loan servicing right here. From appraisal to final payment, you can count on local knowledge from people you know and trust. At Iowa Falls State Bank, we understand that buying or refinancing a home is one of the biggest financial decisions you will make. We are here to simplify the process for you with our Welcome Home Mortgage. Please contact one of our experienced banking officers to assist you in matching a loan program to your specific loan need. All loan products are subject to credit approval. A homebuyer’s guide of documents to bring when applying for a loan

Real Estate Loans

A Mortgage as Comfortable as Your Home

Mortgages are one more way Iowa Falls State Bank keeps it local and user-friendly for you. Our hometown approval process means your needs are what matter and that we’re here for you. Our rates are competitive and our closing fees are low. You’ll know your pricing up front. Plus we keep the loan servicing right here. From appraisal to final payment, you can count on local knowledge from people you know and trust. At Iowa Falls State Bank, we understand that buying or refinancing a home is one of the biggest financial decisions you will make. We are here to simplify the process for you with our Welcome Home Mortgage.

Please contact one of our experienced banking officers to assist you in matching a loan program to your specific loan need. All loan products are subject to credit approval.

A homebuyer’s guide of documents to bring when applying for a loan

Home Equity Loans
Planning to remodel, renovate or landscape your home? Consider a home equity loan. We have options available for your needs. This revolving line of credit offers convenient access to funds with the flexibility to make purchases.

Auto Loans
We have fixed low-rate loans for new and used automobiles. We can pre-qualify you before you start looking.

Septic System Loan
Iowa Falls State Bank offers an Onsite Wastewater System Assistance Program (OSWAP) assistance loan for eligible individuals or entities.

Click here to learn more

Student Loans
Iowa Falls State Bank partners with Iowa Student Loan to offer supplemental private student loans to help pay for college.* Iowa Student Loan was established in 1979 as a private, nonprofit corporation, and its mission is to help students and families obtain the resources necessary to succeed in post-secondary education. The Partnership Advance Education Loan (Partnership Loan): Provides terms and conditions upfront, so you know what you’re getting before you apply. Features variable and fixed interest rates. Lets you begin making principal and interest payments, make interest-only payments or defer payments while you attend school. Offers benefits such as an interest rate reduction and cosigner release.

Student Loans

Iowa Falls State Bank partners with Iowa Student Loan to offer supplemental private student loans to help pay for college.* Iowa Student Loan was established in 1979 as a private, nonprofit corporation, and its mission is to help students and families obtain the resources necessary to succeed in post-secondary education.

The Partnership Advance Education Loan (Partnership Loan):
Provides terms and conditions upfront, so you know what you’re getting before you apply.
Features variable and fixed interest rates. Lets you begin making principal and interest payments, make interest-only payments or defer payments while you attend school.
Offers benefits such as an interest rate reduction and cosigner release.

Apply Online or Learn More

*Iowa Falls State Bank is compensated by Iowa Student Loan for the referral of Partnership Loan customers.

Conforming Payment Notice