Deposit Rates
Type | Interest Rate ² | APY ¹ | Minimum Balance |
|---|---|---|---|
11-month (special) ³ | 4.15% | 4.20% | $1,000 |
25-month (special) ³ | 3.80% | 3.84% | $1,000 |
12-month | 3.00% | 3.03% | $1,000 |
18-month | 3.10% | 3.13% | $1,000 |
24-month | 3.00% | 3.02% | $1,000 |
36-month | 2.65% | 2.67% | $1,000 |
48-month | 2.60% | 2.61% | $1,000 |
60-month | 3.50% | 3.53% | $1,000 |
Heritage CD ⁴ | 2.50% | 2.51% | $1 |
Certificates under 6 month terms compound at maturity, all other certificates compound semi-annually.
There may be penalties for early withdrawal from certificates.
1. APY = Annual Percentage Yield.
2. The interest rate is variable and may be changed at our discretion.
3. Specials auto renew at the current 12 month CD term and interest at date of renewal.
4. Interest on Heritage certificate is a variable rate with five year term. Child must be under the age of 18 at the time of opening. No penalty for early withdrawal after child’s 18th birthday.
Balance | Interest Rate ² | APY ¹ |
|---|---|---|
All Balances | 3.00% | 3.03% |
Individual Retirement
Accounts
Type | Interest Rate ² | APY ¹ | Min. Bal. |
|---|---|---|---|
24-month IRA | 3.00% | 3.02% | $100 |
Interest Rate ² | APY ¹ | Min. Balance | 2.00% | 2.02% | $100 |
|---|
Balance | Interest Rate ² | APY ¹ |
|---|---|---|
$5,000 – $19,999 | 1.00% | 1.00% |
$20,000 – $49,999 | 1.10% | 1.11% |
$50,000 – $249,999 | 1.50% | 1.51% |
$250,000 and above | 1.75% | 1.76% |
Type | Interest Rate ² | APY ¹ | Minimum Balance |
|---|---|---|---|
Simple Savings | 1.00% | 1.00% | $1 |
Super Saver | 1.00% | 1.00% | $1,000 |
1.15% | 1.16% | $10,000 | |
1.25% | 1.26% | $25,000 | |
Type | Interest Rate ² | APY ¹ | Minimum Balance |
|---|---|---|---|
Premium Checking | 0.50% | 0.50% | $1,000 |
0.60% | 0.60% | $10,000 |
Customers receive 0.25% of eligible point of sale debit card transactions when a minimum of 10 debit card transactions are posted by the last business day of the month. The reward credit rate is subject to change. No minimum balance to open account.
Type | Balance | Interest Rate ² | APY ¹ | Community Impact Checking | No minimum | 2.25% | 2.27% |
|---|---|---|---|
Community Impact Money Market | $0 – $49,999 | 2.25% | 2.27% |
$50,000 – $99,999 | 2.50% | 2.53% | |
$100,000 – $249,999 | 3.00% | 3.04% | |
$250,000 – $999,999 | 3.50% | 3.56% | |
$1,000,000 and above | 3.75% | 3.82% |
1. APY = Annual Percentage Yield.
2. The interest rate is variable and may be changed at our discretion.