Alek Harvey

Alek Harvey is an assistant vice president and a loan officer (NMLS # 1699968) at Iowa Falls State Bank with a strong focus on mortgages, real estate loans, and home equity lines of credit (HELOC). He is dedicated to helping clients navigate the lending process, providing personalized solutions tailored to their financial goals. With extensive knowledge of various loan products, he guides borrowers through application, approval, and closing, ensuring a smooth experience. His commitment to customer service and attention to detail help clients make informed decisions about their financing options, whether they’re purchasing a new home or refinancing an existing loan.

Alek Harvey

Assistant Vice President | Loan Officer

Specializes in Residential & Commerical Loans

NMLS # 1699968

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NMLS Number
NMLS Number1699968
Office Phone
Office Phone(641) 648 - 5171
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Location
Location601 Washington Avenue Iowa Falls, Iowa 50126

Community bankers fill a role that the larger multi-state/national banks can’t, because of the knowledge that we have of our communities and customers, and the personal, tailored level of service that we can provide. And because we live in these communities, and see our customers throughout town every day, every customer is more than just a data point. We want to see our customers and our town thrive. As our bank president likes to say, “What is good for the customer is good for the bank.”

I love getting to work with first-time home buyers, getting to take them through the steps and answering all their questions; helping them get qualified; guiding them through the process; and then getting the payoff at closing when they own their own home for the first time. It is very rewarding.

We have made the home mortgage process one of our specialties. We know our community, work very well with all of our local realtors and attorneys, and are very competitive on our rates and fees. And our core mortgage team brings a combined 20 years of experience to the table, so we can confidently help you work through the process from pre-approval to closing.

I have been with Iowa Falls State Bank since April 2013 when I started as a part-time teller after moving to Iowa from Seattle, Washington. During my time at Iowa Falls State Bank, I have worked as a teller, a customer service representative, a personal banker, a trainer, a loan processor, and now loan officer. Working up through the ranks has allowed me to see multiple facets of community banking, which have helped me become a more well rounded banker and lender.

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Meet My Associates

Our dedicated team is here to assist you throughout the entire process, from your initial application to the final closing, ensuring a smooth and seamless experience.

Doug Truex

President

NMLS # 571289

Get in Touch with Doug

Dan Quinlin serves as the Executive Vice President and loan officer (NMLS # 954508) at Iowa Falls State Bank, with a focus on business loans and agricultural financing. In this role, he is dedicated to delivering customized financial solutions that address the distinct needs of his clients. His comprehensive understanding of the agricultural industry equips him to navigate the specific challenges encountered by farmers and agribusinesses. He provides guidance throughout the entire lending process, facilitating a seamless experience for borrowers. His commitment to exceptional customer service enables clients to make well-informed decisions, whether they are seeking to expand their operations, invest in essential equipment, or finance land acquisitions for agricultural development.

Dan Quinlin

Senior Loan Officer

Specializing in Agriculture & Commerical Loans

NMLS # 954508

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Brooke Lauritson is a Vice President and a loan officer (NMLS # 1235926) at Iowa Falls State Bank specializing in mortgages, real estate loans, home equity lines of credit (HELOC), and business loans. She is dedicated to helping clients navigate the lending process with personalized solutions tailored to their financial goals. With her extensive knowledge, she guides borrowers through every step, ensuring a smooth experience. Her commitment to customer service helps clients make informed decisions, whether they’re purchasing a home, refinancing, or seeking business financing.

Brooke Lauritson

Loan Officer

Specializing in Residential & Commerical Loans

NMLS # 1235926

Get in Touch with Brooke

Randy Harding is assistant vice president and a loan officer (NMLS # 2617027) at Iowa Falls State Bank, specializing in business loans and agricultural financing. He is committed to providing clients with tailored solutions that meet their specific financial needs. With extensive knowledge of the agricultural sector, he understands the unique challenges farmers and agribusinesses face. He supports borrowers at every stage of the lending process, ensuring a seamless experience. His dedication to customer service empowers clients to make informed choices, whether they are looking to expand their operations, invest in equipment, or finance land purchases for agricultural projects.

Randy Harding

Loan Officer

Specializing in Agriculture Loans

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Sara Walker is a Loan Administrator (NMLS # 2301212) at Iowa Falls State Bank, specializing in small auto loans and personal loans. In this role, she is dedicated to providing tailored loan solutions to meet her clients' unique financial needs. With a strong understanding of lending practices and regulatory compliance, she guides borrowers through the process, ensuring they receive the support they need. Committed to exceptional service, she helps clients navigate their financial decisions, whether they are purchasing a vehicle or seeking personal financing.

Sara Walker

Loan Administrator

Specializing in
Consumer Loans

NMLS # 2301212

Get in Touch with Sara

Stephanie Clark is a Loan Administrator and Trust Secretary at Iowa Falls State Bank. In her role, she specializes in providing tailored loan solutions to meet her clients' unique financial needs. With a strong understanding of lending practices and regulatory compliance, she guides borrowers through the process, ensuring they receive the support they need. Additionally, as Trust Secretary, she assists in managing trust accounts and ensuring compliance with regulatory requirements. Committed to exceptional service, she helps clients navigate their financial decisions, whether securing a loan or planning for their future.

Stephanie Clark

Loan Administrator

Trust Secretary

Get in Touch with Stephanie

Frequently Asked Questions

Click here our full list of FAQs and Loan Terminology Glossary

To obtain a loan, begin by deciding on the type of loan that suits your financial journey. Iowa Falls State Bank is a local bank that offers a variety of loan options including

▷  Mortgages for a new home or investment property
▷  Home improvement loan like a HELOC (home equity line of credit)
▷  Auto loans
▷  Business loans
▷  Consumer loans
▷  And more!

Next, complete the loan application process; You can apply for a home loan through our online loan application, or you can consult and discuss loan options with a professional banker, like one of our experienced loan officers. A complete application will provide us with your updated financial information and authorize us to run your credit. This is an important step in your financial journey, helping us offer the best home improvement loan, fixed rate home equity loan, or a different loan that suit your needs.

For all other loan options, click the links above to download and print an application, or stop into Iowa Falls State Bank to pick one up today!

Yes! You can certainly apply for a loan before you find a property to purchase. We generally prefer to speak with customers ahead of time to at least start with a prequalification. Going a step further, if we can get you pre-approved, we can provide you with a commitment letter that would be needed for any accepted purchase agreement or to be submitted with your offer to buy. This proactive approach not only simplifies your financial journey but also gives you a clearer picture of your loan options, mortgage interest rates, and estimated monthly payments. Whether you’re considering a 30-year mortgage or a 15-year mortgage, understanding current mortgage rates available will help you make an informed decision. Our loan team and local mortgage lenders are here to guide you through the process, whether you’re looking to refinance or apply for a mortgage for the first time. Starting your loan application early, even through an online loan application, ensures you’re prepared to act quickly when you find your dream home.

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Grant Money Opportunities

There may be a number of different grants available to you depending on the loan products you choose. 

Ask your loan advisor for more details

Iowa Finance Authority

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Federal Home Loan Banks (FHLB)

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Home$tart® Grant Money

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