Heritage Account

The Heritage Account is a long-term, add-on CD designed with their future in mind.

The interest rate is variable and paid semi-annually.  Just like a savings bond, but without the hassles of purchasing online.

The account is open in the child or beneficiary’s name.

  • The child must be 18 years or under at time of opening
  • $1.00 minimum deposit to open CD
  • Contribute to the account at any time.
  • Receive a gift certificate showing the contribution amount

Early withdrawal penalty is waived after the child’s 18th birthday.

Visit with a Personal Banker about our Heritage CD.

It is never too late to start saving. Even the smallest amount can help them Dream Big!

A penalty of early withdrawal is equal to 12-month interest. 

Early withdrawal penalty will be waived once account owner is 18 years old.