Checking Accounts

DOCUMENTS FOR OPENING A NEW ACCOUNT
Premium Checking
Minimum Balance
$1,000 or $10,000 combined monthly average in DDA, Savings & CDs
Monthly Service Charge
$10 if balance drops below minimum balance requirements
Interest Bearing
Yes, variable interest rate. Premium Checking rate is subject to change
Monthly Statement
Mailed to customer; check images included
Checks Provided
Yes, standard checks
Value Checking **(Age 62 above)
Minimum Balance
None
Monthly Service Charge
No monthly service fee
Interest Bearing
No interest rate is paid on this account
Monthly Statement
Mailed to customer; check images included
Checks Provided
Yes, standard checks
Reward Checking
Minimum Balance
None
Monthly Service Charge
No service charge when you sign up for e-statements and have at least 10 debit card purchases posted during the statement cycle. $5 per month if criteria is not met
Reward Credit
The Rewards Credit is calculated as 0.25% the total point of sale debit card transactions posted to the account between the first and last business day of the month. Reward credit percentage rate is subject to change
Monthly Statement
E-statements required (check images not returned)
Checks Provided
No
Simple Checking
Minimum Balance
None
Monthly Service Charge
No service charge when you sign up for e-statements; $2 per month if not signed up for e-statements.
Interest Bearing
No interest rate is paid on this account
Monthly Statement
E-statements or mailed to customer (check images not returned)
Checks Provided
No

All Accounts are eligible for Free Online Banking with unlimited Bill Pay, and money moving features.

*Reward Checking – The reward credit will be deposited on the last banking business day each month in which all minimum requirements are met.  Minimum ten (10) POS debit card transactions are required AND opt-in to e-statements.

**Value Checking Account – Must be age 62 or older to open.